Randy Hall, Mr. Nice Guy Medicare Advisor

Medicare Insurance for Middle and West Tennessee

2023 AEP begins today

By

Now that 2023 AEP is underway wouldn’t you rather talk to someone trustworthy about your Medicare options? All of these commercials for Medicare “Helplines” are mostly classic bait-and-switch. They talk about getting you a ton of money back in your Social Security check, or some other benefit that sounds too-good-to-be true. You want to know if it’s what the celebrity spokesman says it is, but have been burned by calling the number on the screen or the online ad before.

If you were to call me, Mr. Nice Guy Medicare Advisor, we give you the truth with none of the hype, or high-pressure sales. If you have the best plan for you, we’ll always let you know. But if there’s a way to make your coverage better by either saving you money or getting you more or better benefits, you can find out that as well.

I’m an independent broker and sell all Medicare Advantage plans here in Tennessee. I treat my clients like a friend and advise them as if I were them, if you knew what I know. Just give me a call to ask any Medicare question and see for yourself we’re here to actually “help”. No cost or obligation ever.

Call us at: 615-437-4277

The future of buying Medicare Insurance – What do I do now?

By

As it becomes more-and-more apparent that this new, post-Covid 19 world, isn’t going away anytime soon, as an insurance broker one of the main things my clients are asking is: how do I pick the best Medicare plan for me? Luckily, as their current agent, they already know what I’m all about and they can trust my guidance and advice. If you don’t have an agent and are getting all kinds of mail or don’t trust the ads on TV, know that my advice is free and I go the extra mile for all my clients when they need me.

What if you’re new to Medicare either by age or soon-to-be-retired, so you’re unsure where to start or what to do. Selfishly I’m going to encourage you to reach out to me, Mr. Nice Guy Medicare Advisor, aka Randy W. Hall and tell me your situation. I’m willing to meet you one-on-one (wearing a mask of course), as I’ve always done. However, with seniors being the most vulnerable to the coronavirus, I definitely understand that may be a scary thought. So if you’re wanting to give me a call (615-578-5174) or would like to meet through Zoom or FaceTime, I’m more than happy to assist you with your Medicare options however you feel comfortable or prefer.

My dedication to keeping up on Medicare changes, offering all the major companies and offer an education-based approach to you and have over a decade of experience. My goal is to help you find the best plan for you, always. I also refuse to use pressure in the sales process (I hate high-pressure sales tactics) and am willing to explain things in the easiest way for you to understand.

Just know that if you’re unsure of how to look for Medicare insurance this year, look no further and give me a call. I’ll treat you to a professional, personal and easy-to-understand presentation. That way you can throw out all the junk mail you’ll be getting and not have to talk to someone in another country or different state and deal with someone you can trust. I’m A+ rated on the Better Business Bureau and have hundreds of happy clients already. This new world we find ourselves in now is confusing and hard-to-navigate enough. Let the Nice Guy make sure you get your Medicare Insurance right!

Mr. Nice Guy is Open for Business!

By

Mr. Nice Guy Medicare Advisor, aka Randy W. Hall, is here to educate and serve you for your Medicare option needs

We always were, but it doesn’t make for as snazzy a headline :)! Throughout this pandemic I’ve learned all the in’s-and-outs of doing my presentations over-the-phone, on video and everything-in-between. Thankfully most carriers have updated to the 21st century and are allowing us to enroll people for Medicare plans online. Many already were, but others were slow to the game or made it a pain-in-the-butt.  Now, it’s far easier to do business over the computer.

Anyhow, I’m still doing some face-to-face appointments (outdoors with a mask on, so far), but 90% has been remotely. Depending on if you’re looking to lower your Medicare Supplement rate, get the details on 2022 & 2023 (soon) plans, turning 65 and don’t-know-where-to-start, retiring and getting on Medicare for the first time or have a general Medicare question and need some guidance, I, the Nice Guy (aka Randy W. Hall), am here for you. With a mission to serve and educate I’ve helped thousands in TN and KY figure out the best Medicare plan for them, or let them know they already had the best one.

As always, I hate high-pressure sales tactics and will always give you the best guidance I can without being “sales-sy” (my word for an ingenuine creep who’d con his own Mom for a buck). So if you want to hear it straight while being told the pros AND cons of the various Medicare options, give me a call at 615-578-5174. Operators (well, me) are standing by! 🙂

What I Learned During the Quarantine of 2020

By

It’s been way too long since I’ve been able to write an article for the website. I wish I could tell you it was simply me being lazy and Netflix-and-chilling. It’s been a time for learning lessons here at the Hall household during Quarantine of 2020. In actuality, I’ve been tied up helping my wife adjust to working-from-home while we have all three of our young children, ages 7, 4 and 18 months, be home due to school being cancelled and daycare being for essential workers until just this week. Now that the 2 young ones are in daycare for several days-a-week I’m able to provide this article, so lucky you 😉.

Now, I’m not complaining or venting, in fact the point of this is to do the opposite. It has made me realize how lucky I am that due to being a Medicare broker that my family is afforded the luxury of me being able to be there for them in a daily capacity. For so many worldwide, the strain of having to work-from-home while home-schooling, babysitting and non-stop being around your family is a recipe for disaster and poor mental health. It’s clear to me that quarantining is not healthy for the vast majority of us.

Because I can serve my clients by phone and we didn’t have this happen during my busy season, (October 1st through December 7th) I’ve been able to enroll and do my job remotely when time calls for it. My wife, who has a more demanding job than me, and I have been able to coordinate and cooperate to make sure we can keep those plates spinning 😊. All 5 of us here have been able to social distance responsibly and not put ourselves, or the people we interact with, in harms way. All of us are totally healthy, most thankfully.

The biggest thing I’ve learned during this Quarantine of 2020 has been to be grateful. Grateful for our circumstances being about as good as one could expect in a time of crisis. Grateful our marriage has been a true partnership and has not only survived through this, but actually deepened. Grateful for our kids and having a special opportunity to see them grow and be around them much more at such a critical, impressionable age. Is it neat, clean and easy? Absolutely not, but it’s been awesome to witness them and take in the small, daily interactions that help bond a family, both individually with each one and collectively as a small gang. Another cool off-shoot of this was our extended family started to do a Zoom call every week so we could all check-in on each other, since we couldn’t be together in the same rooms.

It also has taught me not to take my current clients for granted. Without them using me as an agent we could’ve been financially strapped and stressed while we waited for the okay to come out the last three months. Because of them and how this business works (residuals as opposed to getting a paycheck), we were minimally affected. Also, due to referrals and word-of-mouth of my clients I’ve been able to sign up and help by phone and over Zoom just about the same amount of folks I typically help during a non-enrollment period. Without my clients telling their friends and family about The Nice Guy it’s unlikely that would’ve been the case.

This has made for some non-stop days and nights, mainly due to the 18-month old needing constant supervision, but things have been happy and healthy for the most part. This has also helped give me the gift of acceptance. The Stoics always spoke of only investing yourself emotionally into things you had control over and this situation has really helped illustrate that point to me. Would I have chosen to be stuck at home 24/7 with my family for months? Would I have lit the economy on fire and left millions of Americans wondering about where their next meal is coming from? Or if someone coughs or sneezes wondering if it’s going to kill someone down-the-line? A most resounding ‘no’. Still, nobody ran it by me or any of us. We had to subvert ourselves to the circumstances for the greater good whether we were ready or not.

So given this setup, I chose, personally, to embrace it for what it was and got quite a bit out-of-it. Writing this may be a bit premature given we may not be out-of-the-woods yet, but if we have to do this whole mess again, I’ll make the same decision. To accept and embrace the things I can control and change (mostly my outlook and attitude toward the situation), and make the most of it. Trying to do much more than that seems like a foolish pursuit and I don’t know about you, but my Mom didn’t raise a fool! 😊 Speaking of which: Hey Mom, we miss you!