Randy Hall, Mr. Nice Guy Medicare Advisor Middle Tennessee

I’m Randy W. Hall, aka Mr. Nice Guy Medicare Advisor, and I’ve been helping those on Medicare in Tennessee understand and select their Medicare options as an independent broker since 2010. My hope is you’re looking for someone who is able to help you understand all this confusing Medicare stuff without trying to “sell” you something. For actual customer experiences Check out my great Testimonials

My goal is always to help you as best as possible. If you’re looking for a person who can tell you the truth on each option and give you an unbiased viewpoint, that’s my expertise. I’ve helped thousands of people just like you get into the best plan for them. Not only that, once you’re a client I am your advocate and will continue to help you in any way you need or want. I’m your agent for the long haul and want to give you as pleasant an experience as possible.

There are options to try to email me, but the best way to get fast, easy answers is to call me 615-578-5174. I promise to never pressure you and give you the truth without any spin or confusion. Always free-of-charge to you as well!

Are you looking for Medicare advice you can trust?

The issue with calling one of these “Helpline” numbers on your screen or an insurance company directly is they aren’t looking out for your best interests unless it happens to be what they can sell. The “Nice Guy” difference is I’m on your side. I’m an independent broker authorized to offer all the major carriers and plans in Tennessee. The advice I give is independent and unbiased. And my clients would tell you that when it comes to personal service you won’t find anyone more committed to helping than me. In fact, I’d rather you call me directly at 615-578-5174 and put that claim to the test. If I can’t make your situation better I have no problem telling you that. However if you can do better, I’ll let you know that too. And it’s all free-of-charge with no pressure selling ever.

Have you ever had anyone ever explain Medicare to you in a way you could understand?

That’s all we do here! My name is Randy W. Hall and professionally I’m known as “Mr. Nice Guy Medicare Advisor”. First off, let me share with you I hate traditional sales methods and tactics. I’ve learned I hate cold-calling folks like you because I hate it when someone cold-calls me. And if someone tries to pressure me into buying? I want to walk away out of spite when a salesperson tries that on me! That’s why I’m writing you today. I want to invite you to seek out the information that could help you Maximize Your Medicare! All with the promise of helping you first and never pressuring you to buy something.

I’m a licensed broker in Tennessee and am authorized-to-offer most major carriers in the Medicare industry that operate in our state. Why do business with a broker? First off it means I’ll help you figure out which plan or programs are best-suited for you individually. You’d be surprised how many people assume that just because a plan is great for their family member or friend, that it’s the best one for them. While it very well may be a great plan for them, there’s an even better chance something else out there would suit them more. And since I’m a representative for most everyone I’m not limited to showing you just whomever I happen to work for (such as if you called a carrier directly). You can get a 360-degree look at what is available to you and the different costs and benefit packages there are out there.

Best of all, my sole mission is explaining things to you in a way that’s easy-to-follow and not confusing. Too often things like “Medicare & You” are written in way that are hard-to-follow or filled with confusing terms that assume a level of understanding the average person doesn’t have. Also, we don’t believe in high-pressure sales. We call ourselves ‘Advisors’ because we see ourselves as here to give information and guidance. We have the heart of service local legend Dave Ramsey would refer to.

In my thirteen years of being an independent agent I’ve helped thousands of folks navigate the Medicare Maze and keep up with my clients on an annual basis when plans change as well. Many of clients have become like friends to me over the years.

Right now, you may be overwhelmed and don’t know where to start with all the mail and information you’ve been sent. Be it Medicare supplements or Advantage plans or Part D questions I specialize in all of it. We don’t charge for any of our time. In fact, the way we get compensated is by enrolling you in a plan and the companies themselves pay us. Conveniently they all pay me the same so I’m not biased by which company pays me what, simply which plan works best for you! And you pay the same price for your insurance whether you have my help or not. The difference is if you decide to use me as your agent, I can be your advocate and help you with any situation that may arise once you’re on your plan!

If you’d like a one-on-one consultation, quote or simply have a question call me at 615-578-5174. If you want to do some research first visit www.mrniceguymedicareadvisor.com and learn more. Or if you like email go to: randywhall@yahoo.com. Life’s too short to deal with a jerk, so work with a ‘Nice Guy’!

-Randy W. Hall aka “Mr. Nice Guy Medicare Advisor”

The Power of Intention and Contribution

Let’s play a game. What if you woke up one day and you didn’t need to work? You had enough money coming in to pretty much cover whatever it was you needed or, in most cases, even wanted? No I’m not trying to recruit you for my pyramid scheme, I’m simply trying to work through my current reality and dig in on what that really means, and until recently, I took it for granted at best, and found myself feeling guilt-ridden for not working a ‘typical schedule’ or even normal hours, at worst. Truthfully, some weeks I worked ten hours ...

The Differences between Medicare with a Supplement and a Medicare Advantage plan

When people are weighing their Medicare options the most fundamental thing we discuss is the difference between Original Medicare Supplement with a Medicare Supplement (aka ‘Medigap’) and Medicare Advantage plans. I’d be willing to lay down a bet of five dollars that the majority of folks who have a Medicare Advantage plan believe they have a Supplement to Medicare. A Medicare Advantage plan is not the same as buying a Medicare Supplement to fill-in the gaps of Original Medicare. The reason, I think, is because Medicare themselves have complicated the issue by having the word ‘Medicare’ be used in describing ...

Have you ever had anyone ever explain Medicare to you in a way you could understand?

That’s all we do here! My name is Randy W. Hall and professionally I’m known as “Mr. Nice Guy Medicare Advisor”. First off, let me share with you I hate traditional sales methods and tactics. I’ve learned I hate cold-calling folks like you and like it even less when someone cold-calls me. And if someone tries to pressure me into buying? I want to walk away out of spite when a salesperson tries that on me! That’s why I’m writing you today. I want to invite you to seek out the information that could help you Maximize Your Medicare! All ...

The time I went too far (and what it taught me)

I admit it: I’m human. Far from perfect. But I do pride myself on being a good person to the extent it’s part of my professional identity as Mr. Nice Guy Medicare Advisor. At this point in my career I’ve met with thousands of Medicare beneficiaries. My experiences have run the gamut from meeting some of the best, most genuine people around to having people rudely chase me off after having driven many miles to see them. Throughout the years I’ve had a few interactions that really got me angry. Very few times did I ever show that to the ...

A Conversation with my 30-year old Self by Randy W. Hall

What If You Knew Then What You Knew Now? Life is a marathon, not a sprint. Sometimes, when we get caught up in the day-to-day, it can seem like we get stagnant or things can get stale. Also, there’s something called hedonic adaptation* that can skew one’s perception of progress. I get stuck from time-to-time and fail to realize how far I’ve progressed in my life. Just the other day I found a picture from my 30th birthday. It was a vivid reminder that things have come an awfully long way since that particular time of my life. I’d have ...

You Can’t Have It All, But You Can Like What You Have

Forgive me if this sounds like common sense, but nobody can have it all, no matter how much money or how many resources you have. There are opportunity costs for everybody. To have one thing, you are giving up many others. For example, you can’t be a workaholic and expect to be a phenomenal family man or Mom-Of-The-Year. If you wanted to read 100 books this year AND be in the best shape of your life, it might mean you have to not be able to run a brand new, start-up business, which is usually very time intensive. Every one ...

My Long Strange Relationship With Money

I’m not lacking the requisite self-awareness to acknowledge each of us has a relationship with money. What strikes me is how I’ve been seemingly pre-occupied with money from a young age. From the first time my Mom handed me a $20 bill to go pay our bill at Big Boy as a young kid to get the change until now at 44, it’s dominated way too much of my thought process. Between money and sex, it’s a two-way tie for most amount mental bandwidth with the least amount of tangible results. Wasn’t it Marvin Gaye who said “one-way love is ...

What I Learned During the Quarantine of 2020

It’s been way too long since I’ve been able to write an article for the website. I wish I could tell you it was simply me being lazy and Netflix-and-chilling. It's been a time for learning lessons here at the Hall household during Quarantine of 2020. In actuality, I’ve been tied up helping my wife adjust to working-from-home while we have all three of our young children, ages 7, 4 and 18 months, be home due to school being cancelled and daycare being for essential workers until just this week. Now that the 2 young ones are in daycare for ...

Mr. Nice Guy is Open for Business!

We always were, but it doesn't make for as snazzy a headline :)! Throughout this pandemic I've learned all the in's-and-outs of doing my presentations over-the-phone, on video and everything-in-between. Thankfully most carriers have updated to the 21st century and are allowing us to enroll people for Medicare plans online. Many already were, but others were slow to the game or made it a pain-in-the-butt. Now, it's far easier to do business over the computer. Anyhow, I'm still doing some face-to-face appointments (outdoors with a mask on, so far), but 90% has been remotely. Depending on if you're looking to ...

The future of buying Medicare Insurance – What do I do now?

As it becomes more-and-more apparent that this new, post-Covid 19 world, isn't going away anytime soon, as an insurance broker one of the main things my clients are asking is: how do I pick the best Medicare plan for me? Luckily, as their current agent, they already know what I'm all about and they can trust my guidance and advice. If you don't have an agent and are getting all kinds of mail or don't trust the ads on TV, know that my advice is free and I go the extra mile for all my clients when they need me ...